Alinea - Deposits & Withdrawals Policy

Deposits & Withdrawals

Deposits

Deposits are typically processed within standard banking timelines. While funds may appear in your account sooner, please allow up to 4 business days for deposits to fully settle and become available without restriction.

Withdrawals

Withdrawals are usually completed within 2–3 business days after processing begins. Timing may vary slightly depending on your financial institution.

Processing Hours

All transactions are processed during standard business banking hours:

9:00 AM – 4:00 PM ET, Monday through Friday

Requests submitted outside of these hours — including evenings, weekends, or federal holidays — will begin processing on the next available business day.

Example: A request submitted after 4:00 PM ET on a Friday will begin processing on the following Monday morning (or the next business day if Monday is a holiday).

Additional Review

In some cases, transactions may be subject to additional review for security and compliance purposes. When this occurs, processing may take additional time. Our team conducts all reviews during normal business hours on a first-come, first-served basis and works diligently to complete them as quickly as possible. Turnaround times may vary based on volume.

Automated Accounts

For Automated accounts that hold investments, any required liquidations must occur during U.S. stock market trading hours and are subject to market holidays and trading schedules. As a result, the initiation and completion of certain transactions may be impacted by market timing in addition to standard processing hours.

Summary

(Transaction Type: Estimated Timing)

Deposits: Up to 4 business days to fully settle

Withdrawals: 2–3 business days after processing begins

Requests outside business hours: Begin processing next business day

Manual reviews: Conducted during business hours; first-come, first-served

Automated account liquidations: Subject to stock market trading hours and holidays

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Processing times are estimates and not guarantees. Alinea is not responsible for delays caused by third-party financial institutions, market conditions, or circumstances outside of our control.

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